With Christmas around the corner, many customers remain confused about bank operations as online messages and local notices give mixed signals. People planning cash withdrawals, cheque deposits or branch visits are often unsure whether Christmas Eve is a working day or a bank holiday. To avoid last-minute inconvenience, it is important to understand how bank holidays work during the festive season.In India, bank holidays are not uniform nationwide and vary by state and occasion. While Christmas is observed across the country, Christmas Eve is recognised as a bank holiday only in select states. As a result, banks may remain open in some regions and closed in others on December 24.Today, banks are closed only in Mizoram, Nagaland and Meghalaya on account of Christmas Eve. In the rest of the country, banks function as usual. On December 25, banks are closed across India to mark Christmas.December also sees several other state-specific bank holidays linked to regional festivals, elections, commemorative days and religious observances. Customers are advised to check state-wise holiday lists before visiting branches, particularly in northeastern and coastal states where additional holidays apply. Even when branches are shut, digital banking services such as UPI, mobile banking, internet banking and ATMs continue to remain operational.
December 2025 bank holidays (state-wise)
| Date | Holiday |
|---|---|
| December 1 | State Inauguration Day / Indigenous Faith Day |
| December 3 | Feast of St. Francis Xavier |
| December 9 | General election to Local Government Institutions 2025 |
| December 12 | Death anniversary of Pa Togan Nengminja Sangma |
| December 15 | General election to Panchayati Raj institutions and municipalities in Arunachal Pradesh |
| December 18 | Death anniversary of U SoSo Tham |
| December 19 | Goa Liberation Day |
| December 20 | Losoong / Namsoong |
| December 22 | Losoong / Namsoong |
| December 23 | Holiday for bank employees in Nagaland |
| December 24 | Christmas Eve (select states) |
| December 25 | Christmas (nationwide) |
| December 26 | Christmas Celebration |
| December 27 | Christmas |
| December 30 | Death anniversary of U Kiang Nangbah |
| December 31 | New Year’s Eve / Imoinu Iratpa |
Customers planning in-branch banking transactions during the festive period are advised to complete essential work in advance to avoid disruption due to state-specific bank closures.
