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2nd time in 10 days: ‘Excessive noise’ forces Air India A350 to divert | India News


2nd time in 10 days: ‘Excessive noise’ forces Air India A350 to divert

NEW DELHI: For the second time in exactly 10 days, a new Airbus A350 (VT-JRF) of Air India could not complete its long haul journey short due to turbulence, excessive vibration and noise in the belly hold section. The latest instance happened on Thursday when it was operating as AI 111 from Delhi to London. This issue recurred when the aircraft was in Oman airspace. The airline then decided to call it back to Delhi, where it returned after flying for over seven hours. While the airline is in touch with Airbus for this issue with a new plane, the Directorate General of Civil Aviation (DGCA) is probing the issue.The exact same issue happened on March 16 when VT-JRF was flying from New York to Delhi. Row 32 and 33 passengers were rudely awaken by floor vibrations and sound from below their feet. They alerted crew members about the noise and vibrations which were making them jittery. Being near the coast of Ireland at that time, the pilots decided to divert to Shannon and the aircraft (VT-JRF) operating as AI 102 with 300 people on board landed safely there. The aircraft had then remained grounded there for checks as suggested by Airbus.After completing the Airbus-suggested checks and taking the steps as per the original equipment manufacturer, the plane had flown to Dehi on March 19. It had since operated 10 flights on Delhi-London-Delhi and Delhi-New York (via Rome) routes till the problem struck again on Thursday.About the latest issue, a DGCA official said: “Air India A350 aircraft VT-JRF operating flight AI 111 (returned to Delhi) due to excessive noise issue experienced by the flight crew. The aircraft turned back from near OMAN airspace. Earlier the same issue was encountered on this aircraft while operating flight AI 102 (New York (JFK)-Delhi) on March 16. Then maintenance/inspection was carried out on the aircraft in consultation with Airbus and no deficiency was observed. Since then the aircraft has flown 10 sectors without any abnormality. Officers from airworthiness and air safety directorate will investigate the aircraft.”On Thursday, the Airbus A350-900 had taken off from Delhi at 5.42 am and it returned to IGIA at 12.51 pm. “Passengers will be sent to hotels and alternate arrangements are being made for their travel,” said sources. Comments have been sought from AI on Thursday return and are awaited.



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New flight ticket refund & cancellation fee rules effective today: How will passengers benefit? Explained


New flight ticket refund & cancellation fee rules effective today: How will passengers benefit? Explained
Aviation experts are of the view that the new rules address a bulk of complaints from passengers. (AI image)

Booked an air ticket but had to cancel it? Effective today, the new Directorate General of Civil Aviation (DGCA) rules for refunds come into force easing passenger pain points on several accounts and also revoking some charges that have otherwise been implemented by airlines in the past.For example, airlines can now not charge you an additional fee for processing refunds. A timeline has been defined for processing the refunds, you will not be forced to keep your refund amount in a credit shell for future use etc.The issue of refund of tickets by airlines has become a major source of grievance amongst airline passengers. A large number of complaints are regularly received,” said the DGCA in its circular issued late February, which made it clear that the new rules will be effective March 26, 2026.DGCA also held that the volume of complaints with regards to refunds is rising, necessitating action. “The matter has been discussed in several meetings with the airlines with no improvement in the system adopted by airlines for refund of tickets. It is now considered that the onus rests with the Government to fix some minimum bench marks, as far as the refund policy is concerned in order to stem the growing dissatisfaction among the passengers regarding the refund procedures adopted by some airlines,” DGCA explained.What type of complaints is DGCA looking to address?

  • Cases of delays in refunds of unused tickets
  • Complaints around the amount that airlines refund against cancelled tickets.
  • The ongoing policy where airlines do not refund tickets but instead adjust the amount against tickets to be purchased by the passenger for future travel in the same airline which in turn is valid for a limited period of time.

The circular is clear that the change in refund rules underlines the ‘minimum requirements for refund of ticket’. This includes tickets for both domestic and international travel, booked with domestic and international airlines operating to and from India.

New Airline Refund Rules: Top Points To Know

  • If a passenger has purchased the air-ticket using credit card as a payment system, then the airline is mandated to issue a refund within seven days of the ticket cancellation
  • If the payment for the flight ticket has been done via cash transactions, then the refund has to be immediate at the airline’s office from which the ticket was purchased.
  • If you have used a travel agent or a travel portal to book your flight ticket, then the refund onus lies with the airlines, since agents act as their representatives. In such a case, the airlines have been asked to make sure that the refund is issued within 14 working days.
  • Airlines are also now not allowed to charge any additional amount for processing refunds
  • Not only that, airlines have also been asked to make sure the refund includes all taxes and user development fee (UDF), airport development fee (AFD), and passenger service fee (PSF) in cases of no show, non-utilisation of tickets, and cancellation. What is important to note is that this condition is also applicable for tickets which have special fares, promotional offers or where the basic fare is non-refundable.
  • The window for a ‘look-in option’ has been kept at 48 hours after the ticket is booked. In this time period a passenger can cancel or even amend the ticket without any additional charges, except for the ‘normal prevailing fare’ that is applicable for the new flight.
  • However, an option is not available in case your flight is scheduled to depart in less than 7 days and less than 15 days for domestic and international booking respectively when the ticket is booked directly through the airline website. The facility is not available after the 48 hour window and in such cases the passenger will have to pay whatever is the fee decided by the airline for cancellation or ticket amendment.
  • Yet another important point in the DGCA circular is the insistence on optional credit shells. What this means is that when you cancel your flight ticket, the airline has to mandatorily ask you if you want the refund to be issued or you would prefer to keep the amount in a credit shell for future use.
New Airline Ticket Refund Rules- 10 Key Points

  • Airlines have also been asked to make the refund amount clearly visible along with a detailed break up. The amount and the break-up can be indicated on the ticket or any separate form for this purpose. The refund policy and amounts are required to be displayed on the airline’s website as well.
  • For the knowledge of passengers and for the sake of transparency, airlines have been asked to prominently display the cancellation charges at the time of the flight ticket booking
  • The DGCA guidelines are unambiguous: Under no circumstances, can the airline or its agent implement a cancellation charge that is more than the basic fare plus fuel surcharge. However, this excludes any charges that are levied by the travel agent, which have been fully disclosed at the time of booking. The airline is responsible for this through their contracts with travel agents/portals.
  • Foreign carriers that operate to and from India have to refund the tickets in accordance with regulations of their country of origin.
  • In case your name is wrongly spelt or incomplete, an airline cannot charge you extra for correction in the name of the same person. This is applicable when the error is pointed out by the passenger within 24 hours of making the booking when the ticket is booked directly through the airline website.
  • If you are cancelling your flight ticket due to a medical emergency, where you or your family member who is listed on the same PNR gets admitted/hospitalized during the travel period, airlines have been asked to provide either a refund or a credit shell. For other situations, refunds will be issued by the airline once an opinion on the passenger’s fitness to travel certificate is received from an airline’s aerospace medicine specialist or a DGCA empanelled aerospace medicine specialist.

Apart from this, recently the government asked airlines not to charge additional fee for seat allocation for up to 60% seats on domestic flights. Similarly, passengers on the same PNR have to be seated together. Currently, 20% of the flight seats can be booked free of charge.According to a PTI report, airlines are in the practice of charging anywhere between Rs 200 to Rs 2,100 for choosing seats.

How Do New Refund Rules Benefit Passengers?

Aviation experts are of the view that the new rules address a bulk of complaints from passengers. However, they stress on the need for effective implementation and also further steps to ease the gap between travel agent, portals and airlines.Ashish Chhawchharia, Partner and Aviation Industry Leader at Grant Thornton Bharat is of the view that the revised DGCA refund framework revises passenger rights and airline obligations, making the latter more accountable. “The most immediate benefit will be the reduction in refund timelines, mandating refunds within seven days for credit card transactions when purchased directly from the airline and 14 working days when purchased through agents/OTAs,” he tells TOI.“Further, by mandating that taxes, UDF and PSF needs to be refunded in all instances, DGCA has proposed to streamline and curb various extortionate practices often deployed by airlines or agents,” the aviation expert adds.

Addressing grievances

More clarity on the limits on cancellation charges and timelines for refunds will improve passengers’ confidence in the booking process and address one of the main passenger grievances.“It would have been beneficial if DGCA could have also introduced measures to the ever-increasing tariffs charged by the airlines for excess baggage and seat selection,” he adds.Dr. Preet Sandhu, Founder & MD, AVPL International tells TOI that the guidelines mark an important shift for passengers. “For many travellers, prolonged refund delays have been a source of genuine frustration, so this clarity and commitment to timelines will certainly bring relief,” he says.“The 48-hour free cancellation window for domestic flights booked at least 7 days in advance also offers people the confidence to review their plans without feeling financially locked in. These are practical steps that will make air travel less stressful for sure,” he adds.For Sandhu, one particularly meaningful correction is the requirement that airlines obtain explicit passenger consent before issuing credit shells. In the past, many passengers found themselves automatically moved to vouchers instead of receiving cash refunds. “Restoring that choice is important. It aligns India more closely with global aviation practices and could reduce grievances by an estimated 30 to 50 percent based on previous complaint trends,” he believes.

What Do New Rules Mean For Airlines?

Dr. Preet Sandhu says the operational implications for airlines cannot be ignored. “During large-scale disruptions such as adverse weather, refunding at this pace may tighten liquidity, particularly when bookings are routed through agents but responsibility rests with the airline. With cancellation charges capped at the basic fare plus fuel surcharge and processing fees no longer permitted, traditional revenue buffers will narrow,” he tells TOI.

Hit for airlines

“We have already seen the regulator take enforcement seriously, including the Rs 22 crore penalty imposed on IndiGo, which underlines the intent behind these reforms,” he notes.Ashish Chhawchharia of Grant Thornton Bharat says that compliance may not be a huge challenge for airlines in adapting their IT systems, however, adverse impact of these measures is expected on their cashflow cycles and working capital requirements. “This would be especially relevant in case of substantial refund requirements due to large scale disruptions such as weather events, geo-political events like we are witnessing at present or public health crises we faced during Covid,” he says.“Overall, these reforms address the bulk of passenger grievances including delayed refunds, hidden charges, and lack of choice. Yet, further measures could strengthen consumer protection, including automatic refunds triggered at cancellation and stricter enforcement mechanisms to ensure compliance,” Ashish Chhawchharia adds.Dr. Preet Sandhu says that areas like agent mark-ups may still need further oversight, but the overall framework is moving in the right direction. As he concludes: These guidelines address long-standing concerns that we all faced around delays, forced vouchers, and opaque fee structures. The intent is constructive. The next phase will depend on consistent enforcement and technology-driven systems that can manage mass disruptions efficiently without compromising either passenger rights or operational stability.



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Maharshtra flags early childhood gaps, pushes stronger intervention in first 1,000 days | Mumbai News


MUMBAI: Even as Maharashtra performs strongly on economic indicators, gaps in women’s nutrition and early childhood development remain a concern, Chief Secretary Rajesh Aggarwal said at a state-level meeting in the city. Policymakers and sector experts outlined a roadmap to strengthen early childhood care and education (ECCE) systems.The conference, held at the Yashwantrao Chavan Centre, brought together senior officials, development sector leaders and grassroots practitioners working in the early childhood ecosystem.“While Maharashtra leads on many economic indicators, we must confront the reality of persistent gaps in women’s nutrition and early childhood development. Strengthening early identification and intervention, through better-trained frontline workers, streamlined systems and effective use of technology, is critical to improving outcomes. If we act in the first 1,000 days, we can significantly reduce developmental gaps and ensure every child has a fair start,” Aggarwal said.Minister for Women and Child Development Aditi Tatkare, in her keynote address, stressed the need to further strengthen ECCE systems, while Madhavi Sardeshmukh, who heads the state’s Integrated Child Development Services (ICDS), highlighted the role of such platforms in aligning stakeholders and accelerating impact at scale.Discussions centred on early intervention and convergence, with a session on the “Golden 1,000 Days” emphasising the need for integrated action during a child’s formative years. Other sessions focused on translating policy into practice through state-level models and leveraging technology, including artificial intelligence, to strengthen anganwadi systems and improve service delivery.A key announcement was the launch of the Maharashtra Divyang Protocol, aimed at building more inclusive early childhood systems.The event, jointly organised by the Department of Women & Child Development and Rocket Learning, concluded with a discussion on aligning corporate social responsibility initiatives with government priorities. Participants underscored the need for sustained public-private collaboration.Officials, including district programme officers, child development project officers, supervisors and anganwadi workers from across Maharashtra, attended the meeting.



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Abhinav Lamba: Indian tourist Abhinav Lamba dies in Florida Keys reef while scuba diving, was found in distress


An Indian tourist died in Florida Keys while scuba diving.​

An Indian tourist died in the hospital after he was rescued from the ocean in the Florida Keys reef earlier this month. 45-year-old Abhinav Lamba was swimming on Molasses Reef around 11 am on March 18 when he appeared to be in distress and went subsurface, the Monroe County Sheriff’s Office said.The crew of a commercial dive boat spotted him and located him in approximately 25 feet of water. They brought him to a commercial dive vessel and began CPR and then took him to Mariners Hospital in Tavernier, where he was pronounced dead. Autopsy reports were pending when the incident was reported locally. Detectives did not suspect any foul play. Molasses Reef is located within a federal marine sanctuary off Key Largo. Because it is a protected area, fishing is not permitted, and it is teeming with sea life, making it a popular site for scuba diving and snorkeling, the Miami Herald reported.Another report said that this was the second diving-related death in a week. A 71-year-old Missouri man died on March 13 after a dive on the shipwreck Eagle off the coast of Islamorada. Lonnie Lee Higgins, the man, was found on the ocean floor at a depth of approximately 110 feet by divers. No details of Abhinav Lamba were provided by the sheriff’s office about whethet he was alone or he had family members along with him at the spot.



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Govt grants lifelong complimentary railway travel for gallantry medal recipients | India News


Govt grants lifelong complimentary railway travel for gallantry medal recipients

NEW DELHI: The government has ordered railway concessions in the form of lifetime complimentary free railway travel for gallantry medal recipients, defence officials said on Thursday.They added that each recipient may be accompanied by one individual, who would also travel for free.For a posthumous recipient, their parents or spouse are eligible to avail of the scheme. The spouse can continue to benefit from the scheme only until they marry, while in the case of parents, the benefit is available only if the recipient was unmarried at the time of their death.“The Government of India has issued an order to grant railway concession in the form of complimentary lifelong free travel in First Class/2 AC/AC chair car, along with one companion in trains of Indian Railways to the awardees of Sana/Nau Sena/Vayu Sena Medal gallantry awards/their spouse (widows/widower till their remarriage)/parents of unmarried posthumous awardees,” officials told news agency ANI.Framework of Cooperation‘ initiativeIndian Railways and the Army have introduced a “Framework of Cooperation” to expand post-retirement employment opportunities for Agniveers and serving Army personnel transitioning to civilian life.The initiative aims to smooth the shift to civilian careers, raise awareness of job prospects, and create a support system for retiring personnel, according to the Ministry of Railways.Under this, a 10% Level-2/above posts and 20% in Level-1 posts is reserved for ex-servicemen, while 5% of Level-2/above and 10% of Level-1 posts is reserved for retired Agniveers. In 2024 and 2025, 14,788 posts were reserved, including 6,485 Level-1 and 8,303 Level-2/above posts. Recruitment is conducted through RRCs (Level-1) and RRBs (Level-2/above) via competitive exams.To fill vacancies faster, ex-servicemen are being recruited as contract Pointsmen. Over 5,000 Level-1 posts are under processing, and 9 Divisions have signed MoUs with Army organizations for hiring.The framework also calls on Army recruiting bodies to coordinate with Railway Divisions to expedite these recruitments.(With ANI inputs)



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Irfan Pathan unveils his Lucknow Super Giants’ playing XI for the IPL 2026



As the IPL 2026 season approaches, the Lucknow Super Giants (LSG) find themselves at a crossroads. After two consecutive seasons of failing to secure a playoff berth, the franchise has undergone a radical transformation, moving away from past dependencies to embrace a high-octane, pace-heavy strategy. Renowned commentator and former Indian all-rounder Irfan Pathan recently took to his YouTube channel to unveil his ideal playing XI for the Lucknow side, stirring debate by excluding high-priced Australian recruit Josh Inglis in favour of a balanced, domestic-heavy lower order.

Pathan’s blueprint for LSG focuses on maximizing their new acquisitions, specifically following a series of high-profile trades that saw Mohammed Shami and Arjun Tendulkar join the ranks. By moving Shardul Thakur to Mumbai and releasing seasoned campaigners like Ravi Bishnoi and David Miller, the LSG management has signalled a shift toward raw pace and versatility. Pathan argues that the key to Lucknow’s success lies in the synergy between their overseas openers and a rejuvenated Rishabh Pant at the one-down position.

Irfan Pathan shares his firm take on overseas openers and the Rishabh Pant factor for LSG

The cornerstone of Pathan’s XI is the explosive opening duo of Aiden Markram and Mitchell Marsh. In a strategic plea to the ground staff at the Ekana Stadium, Pathan suggested that LSG should prepare seaming tracks to play to the strengths of these international stars.

I wish Lucknow put up some good seaming wickets… so that the overseas openers find it comparatively easier,” Pathan noted on his You Tube channel, highlighting that a green Ekana could turn their home ground into a fortress for their pace battery.

Following the openers, Pathan slots Pant at No. 3. After a rollercoaster few years, a refreshed Pant is seen as the vital anchor and aggressor. However, the middle order faces a looming question mark: Nicholas Pooran. Despite his loyalty to the franchise, Pooran’s form has dipped since his international retirement, with his recent SA20 2026 stint showing signs of a downward curve. Pathan believes the rise of Ayush Badoni, who recently earned an Indian national call-up, will be crucial in absorbing the pressure if the senior internationals falter.

Also READ: SWOT analysis of Lucknow Super Giants: LSG’s report card ahead of the IPL 2026

Pathan picks his ideal Lucknow Super Giants XI for IPL 2026

The most significant changes in Pathan’s XI appear in the bowling department. The inclusion of Mohammed Shami provides LSG with a world-class Powerplay threat they lacked in 2025. Pathan’s XI rounds out with Avesh Khan and the emerging Digvesh Rathi, creating a balanced pace attack. Interestingly, Pathan opted for a flexible lower-middle order featuring Abdul Samad, Himmat Singh, and Shahbaz Ahmed, suggesting that the team’s depth allows them to pivot based on match conditions.

The Impact Player strategy remains LSG’s ace in the hole. Pathan listed a lethal rotation of Mayank Yadav, Anrich Nortje, and Mohsin Khan. This depth ensures that regardless of the pitch, LSG can deploy 150kmph+ thunderbolts to rattle opposition batters. By leaving out Inglis, a nearly 9-crore investment, Pathan is betting on a structure that favours domestic finishing over overseas wicketkeeping, a gamble that will be tested when LSG faces Delhi Capitals on April 1.

Pathan’s preferred XI for LSG in IPL 2026:

Aiden Markram, Mitchell Marsh, Rishabh Pant, Nicholas Pooran, Ayush Badoni, Abdul Samad, Himmat Singh, Shahbaz Ahmed/ M Siddharth, Mohammad Shami, Avesh Khan, Digvesh Rathi

Also READ: Yograj Singh lambasts Ravichandran Ashwin over remarks on Arjun Tendulkar ahead of IPL 2026



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NASA’s $20 billion moon base plan: How humans could soon live on the lunar surface |


NASA’s $20 billion moon base plan: How humans could soon live on the lunar surface

The moon has been a symbol of exploration for years. However, now it is not just a symbol of exploration but also a destination for long-term human presence. NASA has just announced its new plan to build a moon base for $20 billion. This is a huge step for space exploration and a new way of thinking for space organisations. This ambitious plan, which is associated with the Artemis program, will enable humans to live permanently on the surface of the moon. This plan will be executed by conducting multiple missions and developing new technologies to achieve this ambitious goal.

NASA’s $20 billion ‘Moon Base’ plan

The focus of the proposal by NASA is the establishment of a permanent base on the Moon in the next decade. This would be done through a series of missions aimed at building up the infrastructure on the Moon, thus allowing humans to return and stay for extended periods.The latest announcements suggest that the agency is planning to send several missions to the Moon and establish an “enduring presence” on the Moon, thus moving beyond the short-term goals set in the Apollo program.The latest plan by the agency is in line with the broader Artemis program, which has a focus on sustainable exploration of the Moon. According to the agency, the focus of the program is to develop “a sustained presence on and around the Moon” in preparation for deep space missions.

Why NASA wants a ‘Moon Base’

The rationale behind such an enormous investment is beyond mere exploration. The Moon is now considered an essential stepping stone to further space exploration, particularly to Mars.The major reasons behind this mission include:

  • Testing new technologies: Life support systems, habitats, and energy
  • Using resources found on the Moon: Utilising water ice as an oxygen and fuel supply
  • Preparing for Mars: Finding ways to sustain human life in extreme environments

NASA has stressed that the Artemis mission is intended to assist in demonstrating “key elements needed for the first human mission to Mars.” The lunar south pole is considered an ideal place because of its potential to obtain water ice as well as stable levels of sunlight.

How will the Moon Base be built

The development of a moon base will not be instantaneous but will be a gradual process. The development will occur in various stages. According to the plans, this will be a process that includes:

  • Multiple missions
  • Surface habitats
  • Mobility systems
  • Power systems

NASA’s Artemis Base Camp is already a concept that includes features such as a lunar cabin, mobility systems such as rovers, and facilities for staying for weeks or even months on the moon.In addition to this, it is also important to note that this will not be a one-nation mission but will be a collaborative effort involving nations across the globe.

Challenges of living on the Moon

As attractive as it may sound, however, establishing a moon base is not an easy task. Some of the serious challenges that come with the moon’s environment include:

  • Extreme temperature changes
  • High levels of radiation
  • Presence of micrometeoroids
  • Limited availability of natural resources

Studies conducted by Cornell University indicate that even a moon base protected from harm will be constantly exposed to space particles, though this will be reduced to a large extent due to modern shielding.

Why is the plan so crucial

NASA’s $20 billion moon base is more than just an investment in space exploration; it is an investment in human aspirations. NASA’s plan is not just an investment in space exploration; it is an investment in human aspirations.The NASA plan could mean:

  • New economic opportunities in space
  • New technological advancements
  • New generations of scientists and explorers

As NASA moves forward in its plan to build a moon base, the Moon is no longer just something in the sky; it is something we will soon call home.NASA’s plan to build a moon base is an audacious, complex plan that is full of challenges, but it is also full of promise. NASA’s investment in space exploration is an investment in humanity’s future. If successful, it could redefine humanity’s relationship with space. NASA’s plan could redefine humanity’s relationship with space by making the Moon a portal to humanity’s next great era of space exploration.



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‘Give him a challenge’: How teenage Virat Kohli overcame coach bias with runs | Cricket News


‘Give him a challenge’: How teenage Virat Kohli overcame coach bias with runs

NEW DELHI: Batting maestro Virat Kohli’s mental toughness has long been a defining trait of his career, and stories from his early days continue to underline just how deep that resilience runs. From playing a Ranji Trophy match the day after his father’s death to dominating age-group cricket, Kohli’s journey has been built on defiance in the face of adversity.Go Beyond The Boundary with our YouTube channel. SUBSCRIBE NOW!Kohli’s former Delhi teammate Jagrit Anand sheds light on another instance from his Under-17 days where the batter rose above challenges — this time, even when a coach was not in his corner. Speaking on The Quiet Rise Podcast by Meha Bhardwaj Alter, Anand revealed that despite a prolific previous season, Kohli faced resistance from within the setup.

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RCB’s big changes ahead of IPL: New rules, tribute & squad update

“When we were playing Under-17, we had played two seasons – Virat had scored a double century and a couple of centuries in the previous season. Virat was a known name in the Delhi circuit. He was always outstanding. Now, when it came to the next season, there was a particular coach who was not too much in favour of Virat, so he was trying to pull him down in his own ways in spite of having that kind of record,” Anand said.But if anything, adversity only fuelled Kohli further. Recalling a high-pressure match against Punjab in Patiala, Anand highlighted the young batter’s mindset. “Virat was always someone who, if you give a challenge, he would love it,” he said.Before the game, Kohli made his intent clear in a team conversation. “He said, ‘I will beat the living hell out of these people,’ in his proper Delhi language,” Anand revealed. What followed was a statement performance — Kohli smashed a double century against a strong Punjab attack featuring pacer Sidharth Kaul.The innings was part of a remarkable run. Kohli went on to score another double hundred that season along with three more centuries, leading Delhi to the Vijay Merchant Trophy title. “So, you see, that kind of challenge. Imagine the coach has the authority in that age group, but that still did not stop someone like Virat,” Anand added.That stunning run of form paved the way for Kohli’s rapid rise, including a List A debut soon after and leading India to the Under-19 World Cup title in 2008.



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UAE car insurance explained: Third-party vs comprehensive, which is right for you and does it cover flood damage


UAE car insurance explained: Third-party vs comprehensive, which is right for you and does it cover flood damage
UAE Car Insurance: Third-Party or Comprehensive? The Decision That Could Cost You Thousands

As car ownership continues to rise across the UAE along with repair costs, extreme weather risks and high-value vehicles, one question keeps surfacing among residents: Should you choose comprehensive insurance or stick to basic third-party cover? The difference is not just technical, it can mean the gap between minor inconvenience and major financial loss.

The basic car insurance rule in the UAE: One is mandatory, the other is optional

In the UAE, you cannot legally drive without insurance but the law only requires the most basic form:

  • Third-party insurance is mandatory
  • Comprehensive insurance is optional upgrade

Without at least third-party coverage, your car cannot be registered or legally driven.

Third-party car insurance in the UAE: The legal minimum

Think of this as the bare essentials.

What third-party car insurance in the UAE covers:

  • Damage to another person’s vehicle
  • Injury or death of third parties
  • Damage to public or private property

What third-party car insurance in the UAE does NOT cover:

  • Damage to your own car
  • Your medical expenses
  • Theft, fire, or natural disasters

In simple terms, it protects others from you, not you from loss. This is why it is cheaper and widely used for older or low-value cars.

Comprehensive car insurance in the UAE: Full-spectrum protection

This is where coverage expands significantly.

What comprehensive car insurance in the UAE covers:

  • Everything included in third-party insurance
  • Damage to your own vehicle (even if you’re at fault)
  • Theft, fire, vandalism
  • Natural disasters (rain, floods, sandstorms)
  • Sometimes personal injury and add-ons

In simple terms, it protects both you and others across most scenarios. This makes it the preferred option for:

  • New cars
  • Luxury or financed vehicles
  • Drivers seeking peace of mind

Cost difference: Why many still choose basic car insurance cover in the UAE

The biggest deciding factor is the price. Typical UAE insurance costs (2026):

  • Third-party: AED 450 – 2,000/year
  • Comprehensive: AED 1,200 – 5,000+/year

That is often 2–3x more expensive, which is why budget-conscious drivers lean toward third-party but there is a trade-off:

  • Lower premium
  • Higher risk out-of-pocket

Side-by-side comparison –

Feature Third-Party Insurance Comprehensive Insurance
Legal requirement Mandatory Optional
Covers damage to others Yes Yes
Covers your own car No Yes
Theft/fire/natural disasters No Yes
Cost Low Higher
Best for Older cars New/high-value cars

Recent trends in the UAE are reshaping how residents think about insurance:

  • Rising repair costs – Modern vehicles, especially EVs and luxury cars, are expensive to fix.
  • Extreme weather risks – Heavy rain and flooding events have made natural disaster coverage more relevant.
  • Dense urban driving – More cars on the road means higher accident probability.

All of this makes comprehensive insurance less of a luxury, more of a safeguard.

So, which car insurance cover should you choose in the UAE?

Choose third-party car insurance cover if:

  • Your car is old or low-value
  • You want the cheapest legal option
  • You can afford repair costs yourself

Choose comprehensive car insurance cover if:

  • Your car is new, financed or expensive
  • You want protection from theft or weather damage
  • You prefer financial security over risk

The hidden risk most car drivers ignore in the UAE

The catch that many residents underestimate in the UAE is that if you are at fault in an accident with third-party insurance, the insurer pays for the other person’s damage while you pay for your own repairs, fully out of pocket. In the UAE, that can easily run into thousands of dirhams.Car insurance in the UAE is evolving from a legal checkbox into a financial strategy decision where third-party insurance is for compliance while comprehensive cover is for protection. As vehicles become more expensive and climate risks increase, more residents are reassessing whether saving on premiums today could cost far more tomorrow.Remember, third-party insurance keeps you legal while comprehensive insurance keeps you protected. The real question is not which one is better, it is how much risk you are willing to carry on UAE roads.



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Times Business Icons North 2026- Honouring Visionaries & Trailblazers of Modern Business | India News


Times Business Icons North 2026, an initiative of Optimal Media Solutions (a division of Times Internet Limited), celebrated organizations and individuals who are not only achieving commercial success but also shaping the region’s economic and social future. The awards underscored the role of regional leadership in national progress.

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The felicitation ceremony was held on March 15, 2026, at Radisson Hotel, MG Road, New Delhi. The recipients were felicitated by the Indian film actress Nimrat Kaur.

Lamp Lighting Ceremony

Adding intellectual depth to the evening, the event also featured two thought-provoking panel discussions that addressed some of the most defining themes of contemporary business.

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The first panel discussion focusing on sustainability, was led by Virender Pankaj, CEO, Aseem Infrastructure Finance Ltd, Anshu Kumar, AVP-Commercial, Hexa Climate Solutions, Kanaiya Bhadra, Founder & CEO, Sunstream Green, Shashank Sharma, Founder, Chairman & CEO, Sunsure Energy and Prasanna Khemariya, CEO, SRIJAN INDIA. ‘Industry leaders engage in a panel discussion at the Times Business Icons Awards, exploring the evolving role of leadership and sustainable practices in driving long-term growth.

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Aseem Infrastructure Finance Ltd. –Virender Pankaj, CEO, Aseem Infrastructure Finance, delivers the keynote address at the Times Business Icons, emphasising the role of responsible capital and sustainable infrastructure in shaping India’s future.’

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The second panel, led by Arjun Kumar, DRDO, Govt of India – Associate Director and Scientist, Dr. Nagendra Babu Samineni, MD, Unistring Tech Solutions and Manisha Trivedi, Head of middle school, Learners International School, explored the transformative impact of Artificial Intelligence – highlighting how AI is redefining productivity, decision-making and customer engagement across sectors.

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The sponsors of the event were as below: Netram By Prakriti Guru Estate LLP – Vikas Sahani, (CMD and Founder), Saurabh Sahni (Executive Director) and Deepak Gupta (Director). At Times Business Icons North 2026, Netram was recognized as one of the first few Sanatan Living Townships harmonising spirituality, science, nature by the ganga. IRCTC – IRCTC, Navratna CPSE, serves approximately 58 crore meals yearly while improving stainable practices and partnering with Times Business Icons North’26. Jigger by Madira Ventures- Anubhav Khanna, CEO at Jigger said that India’s builder moment is here. Jigger Shots is shaping a new alcobev category, redefining norms, and building for India, from India. Harmony Infra Ventures Pvt. Ltd. – Sailander Solanki, Founder and Director at Harmony Infra Ventures Pvt. Ltd. said Harmony Infra Ventures Private Limited is a niche luxury real estate brand based in Delhi NCR. It specializes in premium residential and commercial developments, creating bespoke, high-end living experiences with innovation, superior design, and quality, backed by a diversified legacy across FMCG, education, healthcare, and infrastructure sectors.Typsy Beauty – Kairavi Bharat Ram – Founder and CEO at Typsy Beauty said “Building this brand scared me, fulfilled me, and seeing someone use Typsy makes every struggle completely worth it” Medusa Beverages – At Medusa, we believe meaningful progress is driven by those who have the courage to challenge convention and lead with conviction. As a brand built on bold thinking and disciplined craft, we see innovation as a mindset, not a moment. Sponsoring the Times Business Icons event was a natural extension of this belief – a platform that recognises individuals and organisations shaping the future of Indian industry. Twisted Tails – Radhika Sharda and Atin Khanna said they are thrilled to be the Twist Partner at Times Business Icons, where ambition meets achievement. Applauding leaders shaping the future with bold ideas and meaningful impact. One for every Tale. Kalra Hospital – Kalra Hospital Sri Ram Cardio Thoracic Neurosciences Centre, an Organization working with an Objective and Commitment to Quality in meeting the needs and Striving to exceed the expectations of those it serves through continuous improvement, Integrity and maintaining medical Ethics, its Mission, to serve the community at large and lives of people who can’t afford high cost of medical intervention affected Cardiovascular and Neurological disease in Particular. Scandia Volvo – Scandia Volvo is proud to be associated with the Times Business Icons Awards as the Luxury Auto Partner. This partnership reflects our shared commitment to quality innovation and celebrating leaders who drive meaningful impact. At Scandia Volvo, we believe true luxury is defined not just by design and performance, but by safety, sophistication and purpose

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XC 60 from Scandia Volvo

Research Methodology The research was done by Avance Insights Pvt. Ltd. The objective of this research was to conduct a survey, assess and evaluate the probable nominations and recommend the final list of recipients for the coveted Times Business Icons North 2026. The survey had these modules, i.e. Desk Secondary Research, Approach for sharing fact files, and a Factual survey (Participatory Survey) to arrive at the analysis & identify the excellent performers and contributors in different fields. A comprehensive list of business entities, brand leaders and performers and certain affiliates businesses was generated with the help of the internet, social media, print -magazines, and other publications. These business entities, brand leaders and performers and certain affiliates were sent the factual data questionnaire and then rigorously followed up through telephone, email, and personal visits. The kind of work done by the nominees with focus on innovation and value propositions, contribute to the business world, society, and nation at large, Vision for the further addition of value to business world, society, and nation in future, Present survey has been exclusively conducted by an independent Research Agency named Avance Insights Pvt. Ltd. using stated methodology for arriving at given results. The publication house and its affiliates/employees/authorized representatives/ group companies are not responsible/liable for the said results. Readers are advised to take an informed decision before acting upon the survey results. List of Awardees Ajay Kapur of Shubham Chemicals & Solvents Limited – Excellence in Chemical Import & Distribution Amit Sinha of Bblissful Vaastu by Amit Sinha – Leading Vaastu Consultant for Residential Projects Anju Gupta of Rotary Club of Delhi Preet Vihar – Visionary Leadership in Social Impact Anshul Pathania of Pathania World School, Rohtak – Excellence in School Education Biigtech – Emerging developer of the Year – Commercial CP Plus (Aditya Infotech Ltd.) – Excellence in Made-in-Bharat Security & Surveillance Solutions FinKeda – Excellence in Financial Services Dr Gaurav Bhardwaj of PSRI Hospital – Excellence in Robotic Knee Replacement Surgery Gaurav Tandon of Tandon Solvents & Chemicals – Entrepreneur of the Year Jaipuria School of Business – Ghaziabad – One of the best Management institutes in the North for Placements & Industry Linkages Learners International School – Excellence in Education Manisha Sharma of Venkateshwar International School, Dwarka, Sector 10 – Excellence in the field of Quality Education Mother Dairy – Excellence in Dairy and Nutrition Nand Kishore Garg of Maharaja Agrasen Technical Education Society – Excellence in Technical Education Dr Niti Gaur of Citrine Clinic – Excellence in Dermatology Pawan Solanki of Project AUSM – Excellence in Overseas Education Prachi Singh of Realty Assistant – Emerging Developer of The Year, Dharohar Land Corporation Prashant Jain of Mahavir Senior Model School – Excellence for being a Changemaker School Praveen Singhal of Lexus New Delhi – Visionary Leader in Luxury Automobile Preksha Singh of Agrasheel Infratech Pvt. Ltd. – Women Trailblazer in Real Estate PSRI Hospital – Leading Multispeciality Hospital in Delhi NCR Raghav Minocha of The Art Hub – Excellence in College Counselling & Portfolio Development for Art & Design Colleges CA Raj Kumar Agrawal of Ex-Senior Partner- SR Batliboi & Co LLP – Excellence in Chartered Accountancy Rajeev Gupta of RSWM Ltd – Inspiring Business Leader of the year Rooma Pathak of M.M. Public School, Pitampura – Excellence in the Field of Education Saurab Saharan of HCBS Developments Limited – Ultra Luxury Project of the Year- Twin Horizon Dr. Saurav Kumar Srivastava of Kutumb Dental – Excellence in Dentistry CA Sanjeev Singhal – Excellence in Chartered Accountancy – Central Council Member, ICAI, Founder & President, CA Global Kutumbakam Foundation, Chairman, UNCTAD ISAR 39th & 40th Session The Icon by Bhumika Realty – Mixed-Use Development of the Year Dr. Vrinda Sharma of Kutumb Dental – Excellence in General Practice Vishwa Bhushan of Fussion Basket Communication Pvt. Ltd. – Excellence in Barter-Driven Advertising & Marketing Vivekanand School, D Block, Anand Vihar – Excellence in Innovation in Education Yugen Infra Private Limited – Emerging Luxury Real Estate Developer Disclaimer: The Views / Contents expressed / presented herein within this advertorial, promotional feature are the sole and exclusive responbility of individual clients/ experts/ their authorized representatives to which effect, publication house/ its representatives/ affiliated are not responsible/ liable whatsoever.



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